Posted by Mary Lou Buckley on 4/22/2018

Home renovations are generally thought of as a good thing. You can update your home for your own comfort. New amenities will make your life easier. Your home can expand in size. Whatever you are planning to do in your home is bound to have a positive affect. One thing to be aware of when you’re gearing up for the process of any type of home renovation is that of your home insurance. You want to protect yourself and your home as your go through the stages of home renovations. Below, you’ll find some tips to help you complete renovations you desire in your home without having surprise insurance bills. 


Check That Your Contractor Has Insurance Coverage


Before you sign a contract with any contractor be sure that they have sufficient insurance coverage. In particular you want to be sure that they have workers‘ compensation coverage and liability insurance. Don’t be afraid to ask the contractor for the necessary certificates and confirmation of insurance coverage before you even sign the contract. It’s your right as a consumer to know that your contractor is covered properly.


Beware Of Subcontractors As Well


Just because your general contractor is covered doesn’t mean that all subcontractors that are hired have the correct insurance. Electricians, plumbers, and other specialty contractors will need their own insurance on the job. The same rules apply as when you’re hiring any other contractor. Check with the general contractor to understand if their policy will cover all workers that are hired, or if these individuals need to carry their own insurance policies. Check with your home insurance company to see what your home insurance does and doesn’t cover during a renovation period on your home. The more knowledge that you have going into the process, the better it is for you. 


For Your Homeowner’s Insurance Policy


Once the renovations are complete, you’ll need to reassess the policy coverage amounts that you have for your home insurance policy. The renovations that you have completed will undoubtedly increase the value of your home causing you to need to increase the replacement value of your home on your insurance policy. Don’t forget to include everything from new appliances to furniture that has been replaced in the renovation. This will help you to avoid any gaps in coverage. This way, you’ll know that your home will be fully covered. With the right insurance coverage you’ll know that your home is can be rebuilt to the same specifications in the event of a complete loss. You always want this peace of mind as a homeowner.      





Categories: Uncategorized  


Posted by Mary Lou Buckley on 4/20/2018

This Single-Family in Merrimac, MA recently sold for $340,000. This Cape style home was sold by Mary Lou Buckley - Coco, Early & Associates.


20 prospect, Merrimac, MA 01860

Single-Family

$339,900
Price
$340,000
Sale Price

6
Rooms
4
Beds
1
Baths
Well maintained vinyl sided cape on a quiet street in sought after neighborhood in Merrimac. All mechanicals in great condition. All appliances stay including stainless steel refrigerator and stove. Home has a newer roof. Newer bath. 2 paved driveways! Huge yard with firepit. Beautiful stone patio/landing. Huge yard Pentucket schools! Bone dry basement. Heated garage/workshop! 200 amp electrical With some interior updating this house is YOUR home! PRICED TO SELL! PRICE REDUCED $30k. MOTIVATED OWNER WILL ENTERTAIN ALL REASONABLE OFFERS.

Similar Properties





Categories: Sold Homes  


Posted by Mary Lou Buckley on 4/19/2018


19 Marsh Ave, Beverly, MA 01915

Single-Family

$439,900
Price

7
Rooms
3
Beds
2
Baths
FABULOUS LOCATION WITH WATER VIEWS OF THE CRANE RIVER...Adorable and lovingly maintained 3 BR Raised Ranch! Huge family room in lower level with all daylight windows, full bath and office! Main living area boasts light and bright, eat-in kitchen with sliders to deck overlooking the water! Open concept to the living room with fireplace! 3 spacious bedrooms and a full bath compliment this lovely home! SPECIAL FEATURES INCLUDE: Newer sump pump, 2 sheds, fenced in backyard, newer oil tank, newer roof, leased solar panels on roof, newer microwave, split unit AC only 3 years old, Awning over deck only 3 years, all new toilets! Property allows for mooring in the Crane River. Seller to find suitable housing.
Open House
Saturday
April 21 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 19 Marsh Ave, Beverly, MA 01915    Get Directions

Similar Properties





Categories: Open House  


Posted by Mary Lou Buckley on 4/18/2018


27 Southwoods Road, Chester, NH 03036

Single-Family

$375,000
Price

2
Bedrooms
10
Rooms
2/1
Full/Half Baths
IT'S A LIFESTYLE...Lovingly maintained, sunny and bright luxury 2 bedroom custom town home that is pet friendly! Walk through the front door to a beautiful formal dining room with crown molding and chair rail, open concept family room with soaring cathedral ceilings and gas fireplace. Eat in custom Maple kitchen with granite counter-tops, double wall oven, kitchen island, custom hood and huge walk in pantry! Beautiful first floor master bedroom with gorgeous master bath with tile floors, double vanities, over-sized tiled shower and jetted tub! Walk up the beautiful hardwood stairs to the open loft which is being used as an office and a private guest bedroom suite with its own full bath! Walk-out Lower level is finished with a kitchenette, a bonus room and lots of storage! SPECIAL FEATURES INCLUDE: Central AC, hardwood flooring, tile flooring in baths, 9 ft ceilings, 1st floor laundry, 2 car attached garage, generator and more! There are 43 town homes situated on 65 acres of beautiful land with convenient access to schools and shopping and close to I-93 (exit 4) and Rt 101. THIS IS NOT YOUR TYPICAL TOWN-HOME! YOU WON'T BE DISAPPOINTED!
Open House
Saturday
April 21 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 27 Southwoods Road, Chester, NH 03036    Get Directions






Categories: Open House  


Posted by Mary Lou Buckley on 4/18/2018


27 Southwoods Road, Chester, NH 03036

Condo

$375,000
Price

2
Bedrooms
10
Rooms
2/1
Full/Half Baths
IT'S A LIFESTYLE...Lovingly maintained, sunny and bright luxury 2 bedroom custom town home that is pet friendly! Walk through the front door to a beautiful formal dining room with crown molding and chair rail, open concept family room with soaring cathedral ceilings and gas fireplace. Eat in custom Maple kitchen with granite counter-tops, double wall oven, kitchen island, custom hood and huge walk in pantry! Beautiful first floor master bedroom with gorgeous master bath with tile floors, double vanities, over-sized tiled shower and jetted tub! Walk up the beautiful hardwood stairs to the open loft which is being used as an office and a private guest bedroom suite with its own full bath! Walk-out Lower level is finished with a kitchenette, a bonus room and lots of storage! SPECIAL FEATURES INCLUDE: Central AC, hardwood flooring, tile flooring in baths, 9 ft ceilings, 1st floor laundry, 2 car attached garage, generator and more! There are 43 town homes situated on 65 acres of beautiful land with convenient access to schools and shopping and close to I-93 (exit 4) and Rt 101. THIS IS NOT YOUR TYPICAL TOWN-HOME! YOU WON'T BE DISAPPOINTED!
Open House
Saturday
April 21 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 27 Southwoods Road, Chester, NH 03036    Get Directions






Tags: Real Estate   Open House   Condo   Chester   03036  
Categories: Open House